Caregiver Abuse (Caring for Aging Parents)
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You know very little about diabetes, but are now tasked with caring for their health needs. You must quickly learn how their diet needs to be modified, which medications they must begin taking and when, check their blood sugar several times a day and start regular appointments and consultations with multiple doctors to deal with physical complications that have already set in. This crash course, combined with the added responsibility of caring for the health of your loved one, can be stressful and put you on edge. Here are just a few triggers that can greatly increase the chances of elder abuse:.
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Here are some suggestions for managing the demands of caregiving, lowering stress levels and reducing the risk of elder abuse:. For those seeking addiction treatment for themselves or a loved one, the MentalHelp.
Our helpline is offered at no cost to you and with no obligation to enter into treatment. Neither MentalHelp. With that in mind, would you like to learn about some of the best options for treatment in the country?
Elder Abuse and Neglect
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According to the Wells Fargo survey, two-thirds of elder financial abuse is committed by friends, family members or someone else the victim trusts. There are certain factors that can make aging parents more susceptible to being targeted for elder financial abuse. Knowing what those are is one way to keep parents and their assets safe.
First is a general lack of knowledge about their finances.
Addressing Caregiver Stress to Prevent Elder Abuse - Abuse
In the Wells Fargo survey, 41 percent percent of older Americans said they didn't know how much money they had. They're not talking finances with their kids either. One-third of adult children in the survey said they didn't know if their parents had key financial protections in place, such as a will or power of attorney for financial decisions. Isolation and poor health can also open the door to elder financial abuse.
What do we owe abusive parents?
It may be easier for strangers or caregivers to take advantage of aging parents if there are no friends or family members close by who can check in with them regularly. Physical health issues or mental deterioration can also be problematic. If an aging parent's mental capacity is declining due to Alzheimer's, dementia or a similar condition it may be easier for a caregiver or a stranger to convince them to sign over assets or grant access to financial accounts without raising questions. There are several things you can do to stop elder financial abuse before it begins.
The first is having regular money discussions with aging parents. In the best-case scenario, you and your parents should be reviewing financial accounts together to check for any signs of suspicious activity. If they're not comfortable sharing their all financial details with you, at least discuss whether bills are being paid on time and whether they have any concerns about their finances.
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Next, make sure your parents have the right legal and financial protections in place. That includes a will, as well as a power of attorney for financial decisions.
This document should spell out who your parents would like to have access to their financial accounts and what decisions they're comfortable having that person make if they're unable to manage their money. Helping them to close unused accounts and streamline their finances can also help prevent elder financial abuse. The fewer accounts they have to manage, the easier it should be for them to keep track of where their money is going.
If they're comfortable using their mobile device to track their finances, setting up banking and credit card email or text alerts can also be helpful for monitoring transactions. Encourage them to review their credit reports at least once a year to look for any inaccuracies or accounts that may be fraudulent. Ask them if they'd be comfortable signing up for free monthly credit monitoring and giving you access to that account so you can help them keep an eye on their credit.